As a player who finds himself in the development stages of “his swing”, I am constantly losing balls because the shot does not quite go where I expect. The golf ball naturally gravitates towards the woods, the water, or the other fairway.

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For the first three years that we lived in our house, our house was protected by one of the large home security companies in the nation. This gave us peace of mind that we would be protected by a reputable company. We never had any problems with our security system nor the monitoring company. However, after learning more about the security industry, we realized that the monthly charge of $32.00 was just too expensive.

When you purchase a home, your mortgage loan officer will tell you about your amortization schedule. This is the table that shows how much of your monthly mortgage payment goes towards the principle (your equity) and the interest (your bank). It is common to see a monthly amortization schedule showing your monthly mortgage payment. But did you know there could be another option that could ultimately save you money?

“Ding dong.” You scurry to the window to peak at who is at the door only to realize it’s the neighbor’s kid selling something as a fundraiser. It’s that time of year again, but before you decide to ignore his offer, think about what you could be missing.

There’s something about the saying “The best things in life are free.” It’s not that you cherish those items more, instead you have this sense that you received something that not everyone else could get. If you over the age of 55 (known in society as a senior) there is cash, goods and services just waiting for your consumption. Every year our government gives away money and products to those people in the over 55 range. You can get this compiled list in a book entitled Free for Seniors.

If you are like most, saving for college is an after thought. After the new car, after the xBox, or after the next big raise. There is a way to consider it now. It’s called UPromise.